Texting Disclosure

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC, Advisory Services offered through Osaic Advisory Services, LLC (Osaic Advisory) and Novem Group. Please refer to FINRA BrokerCheck for your representative’s firm affiliations. Novem Group is independent of OWI and OAS. Novem Group does not provide tax or legal advice or recommendations. The information presented here is not specific to any individual’s personal circumstance, taxes, or investments. Osaic Wealth and Osaic Advisory are separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth and Osaic Advisory

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Advisory Services offered through Osaic Advisory Services, LLC (Osaic Advisory) and Novem Group. Please refer to FINRA BrokerCheck for your representative’s firm affiliations. Novem Group is independent of OWI and OAS. Any opinions expressed in this forum are not the opinion or view of Novem Group, OWI, or OAS, and have not been reviewed for completeness or accuracy. Any comments or postings are for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk, may result in a loss of principal, and are not suitable for all types of investors. Past performance does not guarantee future results. (10/24)